President of the Board of SL Consulting. Economist and banking expert with exceptional academic reputation and more than twenty years of experience in the banking industry in Poland and Central and Eastern Europe. Slawomir Lachowski has a proven record of innovation and successful strategic thinking. Restructured savings bank PKO BP (Poland’s largest retail bank) and implemented a new growth strategy that allowed the organisation to become the leader in the Polish banking sector. Restructured PBG Bank’s portfolio of bad debts, which amounted to 67% of the portfolio’s total loans, using innovative methods of financial restructuring that used conversion of debt into shares of companies on a large scale and that created the first Polish restructuring investment fund, PBG Investment Fund. Restructured BRE Bank and improved its organisation to the extent that BRE Bank won the award for the Best Financial Institution in Poland in 2008. Developed mBank, the first Internet bank in Poland, which swiftly became successful in the Czech Republic and Slovakia. Restructured FM Bank PBP and transformed the bank into dual-brand financial institution focusing on prospective target customer groups: new generation customers, citizens of digital world (Bank SMART), and micro-enterprises and self-employed professionals (BIZ Bank). Awarded the Golden Cross of Merit (Poland) for an outstanding contribution to the transformation of the Polish banking sector. Slawomir Lachowski has served as the chairman and as a board member of many business organisations, including VISA International, Hochtief AG, Intermarket Bank AG, Orange Polska, COMP SA, Redan SA, Best SA, BRE Bank Hipoteczny.